808-253-1157 KMRPFC@gmail.com

Unlock Financial Freedom with Personal Financial Coaching From The Heart.

Whether you’re looking to get out of debt, save for a special goal, or simply gain a better understanding of your financial landscape, Karen M Rosner of KMR Personal Financial Coaching Services provides the support and strategies you need.

How I Help


  • Debt Elimination: Learn how to navigate out of debt with strategies that are not just effective but sustainable. I’ll guide you through prioritizing debts, negotiating with creditors, and creating a payment plan that works for you.
  • Budget Mastery: Gain clarity and control over your finances with a budget that reflects your goals and lifestyle. Together, we’ll design a budget that reduces stress, covers essentials, and allocates funds for your dreams.
  • Savings Strategies: Whether it’s building an emergency fund or saving for retirement, I’ll help you set realistic savings goals and find creative ways to increase your savings rate.
  • Financial Literacy: Enhance your financial knowledge with personalized coaching on topics that matter to you, from understanding credit scores to making informed investment decisions.
  • Lifestyle Adjustments: Discover how small changes can have a big impact on your financial health. I’ll share tips for reducing expenses, increasing income, and living a fulfilling life within your means.

Karen M Rosner in the Media

About Me

Meet Karen M Rosner

I would like to welcome you to join me on a journey of empowerment, where your financial well-being is our priority. As a dedicated Personal Financial Coach, I specialize in guiding women over 40 through transformative financial changes, helping them take control of their finances and achieve the freedom they deserve.

My approach is rooted in empowerment, education, and personalized support. With a rich background as a social worker and a heartwarming story of overcoming my own financial hurdles, I bring empathy, expertise, and practical strategies to the table. I believe that financial freedom isn’t just about numbers; it’s about creating a life filled with joy, security, and peace of mind.

Why Choose Me

  • Personal Experience:
    • Overcame $50,000 of debt post-divorce.
    • Achieved a debt-free life with proven strategies.
  • Empathy and Support:
    • Experienced multiple heart surgeries and a heart transplant.
    • Offers a compassionate, judgment-free zone for addressing financial concerns.
  • Customized Coaching:
    • Tailored coaching for each woman’s unique financial journey.
    • Focuses on individual needs, goals, and circumstances.
  • Community and Connection:
    • Join a supportive community of like-minded women.
    • Celebrate victories together on the path to financial independence.

Contact Financial Coach, Karen M Rosner.

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